Interest payments are designed as a way to transfer money from the poor to the rich. That system of interest, compounded, requires exponential growth and the commodification of people and nature. There is no morality governing the money put in the first pocket by a two pocket thinker; he is doing what the system demands of the players of its game.
Usury is a system changing sin. Climate change and structural racism, making the other less valuable, a labor input and not a neighbor, is the result. The article below is timely. This is what I have come to see in working with Somali immigrants who chose to not be tainted by the sin of usury.
The degenerative impacts of our money system by Daniel Christian Wahl